1) When going to a ball game, the cost of refreshments and food can be quite expensive. Besides you have to miss part of the game to stand in lines to by the overpriced food. Instead, bring in your own cooler of food. Not only do you save quite a bit of money, but you can bring the foods that you most enjoy!
2)The same principle can be applied to movies. If you like popcorn and candy, you can pop popcorn yourself for next to nothing at home, stick it in a bag, and put it in your purse or jacket, and save four dollars on popcorn. The same principle can be applied to candy. Candy at a supermarket is often half the price of candy at the movie theatres. Also, if you schedule a matinee, you might save fourty percent off of a regular admission ticket.
3)Find Free Entertainment. Find a local poetry or book reading at a coffee shop or book store. Look for "concerts in the park." Look out for free exercise or meditation classes.
4)Look into cutting back on eating out. Also, find two for one coupons in your newspaper ... and try a new Restaurant! While this may not be the most romantic thing to do on the first or second date, it can save you quite a bit when you do go out. Also, if your eating out... drinks can run up a bill. If you limit yourself to one drink you'll save money. You can always through back a couple more beers once you get home and are relaxing from your meal.
5) Drinking and smoking. Both of these are costly activities. Avoid going out to a bar whenever possible. Instead look for alternate social activities. You can always keep a six pack in your fridge and have a beer every so often to relax. Also, smoking has become very expensive. With a pack of cigarretes running upwards of five dollars a pack, cutting down or eliminating smoking altogether can be a great way to save money. One way to cut down on smoking is to find a hobby that you really enjoy. Often doing something that you love will cut down on your thinking about smoking.
6) Enjoy the outdoors instead of buying things. Often, just going outside and enjoying the fresh air at a park will allow you to appreciate life more, and you will not feel the need to buy so much.
7) Buy used movies instead of new ones. You can often find used, discounted movies for a fraction of the cost at your local video store, Also, you can get them online on sites like ebay. Buy in bulk and save even more!
8) Take vacations close to home. There are usually places that you have never been even within your own state that offer an excitement and beauty and history that you can experience. Not only will you save money on vacations, but you will get to learn more about your own history and people.
9)Find freebies online. There are tons of product samples to try, and many sites offer a wide selection from various companies. Just look up "freebies" on one of the major search engines. It's a fun thing to do every once in a while, And it's exciting when something useful comes in the mail that you didn't have to pay for!
10) Get a coupon book. These often might cost you 25 dollars to start, but they give you all kinds of coupons for "two-for-one" for restaurants, entertainment parks, and discounts on movies, etc. If you use them diligently, you can save hundreds of dollars per year and do things that you have never done before!
Wednesday, January 9, 2008
Saving money resources
Get paid for shopping and eating out.
How to get paid to shop at stores and eat at restaurants.
Click Here!
Living on a dime
Financial independence through better life choices.
Click Here!
Disney World vacation and savings travel guide.
Ex-disney employee reveals insider secrets.
Click Here!
How an ordinary couple saved over $230,000 off of their mortgage
and managed to pay it off years early.
Click Here!
10 ways to save money on your general expenses.
1)There's a huge amount of money to be saved on your mortgage payment. Making just one more payment per year (13 instead of 12, for instance) can save you thousands and thousands of dollars in interest payments and allow you to pay off your mortgage years earlier. Talk to your banker and see if you can set something up.
2) Shop at surplus stores and save tens or even hundreds of dollars on clothes and other items. Sometimes you can find brand name clothes with tags still on them for huge discounts.
3)Comparison shopping can save you quite a bit of money on a specific item that you want. The hour or so you spend finding the best deal in town or on the internet might save you the equivalent of money that it took to earn in two hours at your job.
4) Don't worry about having the latest model or the newest thing. Buy what you can afford and make it beautiful. Get some old furniture and make it "your own" buy painting it, maybe with a cool design. Buy a functional, nice car that's a few years old and this could save you thousands upon thousands of dollars while still having a great car that will last quite a number of years.
5)Save money on electricity by turning off lights when you leave the room, getting energy efficient light bulbs, and not setting your air conditioner to low or your heater too high. This will not only save you money but is good for the environment as well!
6)Sell stuff that you don't need, don't just throw it away. If you are trying to clean up clutter that's good, but always remember that somebody else might want the stuff. You could try listing all the stuff on ebay either separately, or as a bundle... and you might just get a tidy some from your "garbage" Remember, one person's trash is another's treasure!
7) Don't shop when you are hungry or stressed. People who are stressed out or hungry tend to buy more at stores. When you are unstressed, you make better decisions in life and this applies to shopping as well.
8)Go to dollar stores and save money. Often times you can find brand name stuff that sells for way below what ordinary stores charge. You can also settle for off brand merchandise to save even more. Often times off brand stuff does the same job for things like washing clothes or getting your hair clean and you don't have to tell anybody.
9)Refinance. You've probably heard it before, but just cutting your interest rate can save you hundreds or thousands of dollars. If you have loans on your credit cards or other non-secured debt you can try to get a loan at a much lower interest rate and consolidate all the bills into one payment at a lower cost. Not only does this save you money but eliminates much of the stress of paying bills. Then, just make sure you don't live beyond your means.
10) Consider giving away things you don't want to others. They might like it and give you something that you want "down the road." Besides, it will make you feel good without costing you anything.
2) Shop at surplus stores and save tens or even hundreds of dollars on clothes and other items. Sometimes you can find brand name clothes with tags still on them for huge discounts.
3)Comparison shopping can save you quite a bit of money on a specific item that you want. The hour or so you spend finding the best deal in town or on the internet might save you the equivalent of money that it took to earn in two hours at your job.
4) Don't worry about having the latest model or the newest thing. Buy what you can afford and make it beautiful. Get some old furniture and make it "your own" buy painting it, maybe with a cool design. Buy a functional, nice car that's a few years old and this could save you thousands upon thousands of dollars while still having a great car that will last quite a number of years.
5)Save money on electricity by turning off lights when you leave the room, getting energy efficient light bulbs, and not setting your air conditioner to low or your heater too high. This will not only save you money but is good for the environment as well!
6)Sell stuff that you don't need, don't just throw it away. If you are trying to clean up clutter that's good, but always remember that somebody else might want the stuff. You could try listing all the stuff on ebay either separately, or as a bundle... and you might just get a tidy some from your "garbage" Remember, one person's trash is another's treasure!
7) Don't shop when you are hungry or stressed. People who are stressed out or hungry tend to buy more at stores. When you are unstressed, you make better decisions in life and this applies to shopping as well.
8)Go to dollar stores and save money. Often times you can find brand name stuff that sells for way below what ordinary stores charge. You can also settle for off brand merchandise to save even more. Often times off brand stuff does the same job for things like washing clothes or getting your hair clean and you don't have to tell anybody.
9)Refinance. You've probably heard it before, but just cutting your interest rate can save you hundreds or thousands of dollars. If you have loans on your credit cards or other non-secured debt you can try to get a loan at a much lower interest rate and consolidate all the bills into one payment at a lower cost. Not only does this save you money but eliminates much of the stress of paying bills. Then, just make sure you don't live beyond your means.
10) Consider giving away things you don't want to others. They might like it and give you something that you want "down the road." Besides, it will make you feel good without costing you anything.
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